Lincoln Heritage Life Insurance Company® offers total solutions for seniors who are concerned with taking care of their final expenses. Lincoln Heritage has partnered with the Funeral Consumer Guardian Society, an independent senior consumer advocate organization that provides peace of mind with funeral planning.
We insure up to $20,000 or whatever $15 can buy.
Our Final Expense insurance plans are for people between the ages of 0 - 85 with good and poor health conditions.
98% of all people qualify. People with poor health can qualify for our Modified policy up to $15,000 of coverage.
Lincoln Heritage Life Insurace Company has simplified underwriting, and no medical exams are required. Insurance is based on answers to health questions on the application.
- The customer monthly payment never goes up. (fixed payment) as long as premiums are paid.
- The customer's coverage amount never decreases as they get older as long as premiums are paid.
- The policy builds cash value after the 2nd year.
- Non-contestable claim paid within 24 hours of receiving a death certificate.
